Registrations and filings required for businesses - Department of Financial Institutions

To allow a securities broker-dealer to transact business in the State of Washington. Any person engaged in the business of effecting transactions in securities.

Allows businesses to charter and operate business development companies.

To allow the sale or lease of a business opportunity within the State of Washington.

Required for each location where a licensee engages in the business of cashing checks, drafts, or small loans.

Required of any company that, for compensation, engages in whole or in part, in the business of cashing checks, drafts, money orders, or other commercial paper serving the same purpose; engaged in the business of making small loans as specified in RCW 31.45.073; engaged in the business of providing small loan agent services.

Allows the operation of a state chartered commercial bank.

To allow the sale of off-exchange commodities contracts in Washington State. Broker-dealers investing and selling off-exchange transactions in commodities.

Required for each fixed physical location representing a licensed Consumer Loan Company.

Required of any company engaged in the business of making secured or unsecured loans of money, credit, or things in action, to Washington residents, servicing student loans obligating Washington residents, servicing residential mortgage loans secured by Washington residential real estate or obligating Washington residents, and engaging in third party processing or underwriting. Also includes Student Education Loan Servicers.

To allow the operation of state-chartered credit unions in the State of Washington. Government chartered and supervised member-owned cooperative thrift and loan services.

Required of any company exchanging the money of one government for money of another government, or holding oneself out as able to exchange the money of one government for money of another government.

This registration is required for the individual at the licensed Mortgage Broker who is responsible for ensuring the company and its staff are in compliance with applicable state and federal requirements.

Required of any company engaged in the business of performing any transaction wherein any person or persons, for the purpose of effecting and closing the sale, purchase, exchange, transfer, encumbrance, or lease of real or personal property to another person or persons, delivers any written instrument, money, evidence of title to real or personal property, or other thing of value to a third person to be held by such third person until the happening of a specified event or the performance of a prescribed condition or conditions, when it is then to be delivered by such third person, in compliance with instructions under which he or she is to act, to a grantee, grantor, promise, promisor, obligee, obligor, lessee, lessor, bailee, bailor, or any agent or employee thereof.

Required for each fixed physical location representing a licensed Escrow Agent Business.

Required of any person handling escrow transactions and licensed as such by the director.

To allow the operation of an alien bank, branch bureau or representative office in the State of Washington.

To allow a franchise broker to transact business in Washington State. Directly or indirectly engaging in the business of the offer or sale of franchises.

To allow the offer or sale of franchises in Washington State.

To allow an investment adviser to transact business in Washington State. Directly or indirectly engaging in the business of advising others as to the value of securities or as to the advisability of investing in, purchasing, or selling securities or issuing reports concerning securities for compensation.

To allow an investment adviser representative to transact business in Washington State.

Required for any company engaged in the business of receiving money or its equivalent value to transmit, deliver, or instruct to be delivered to another location inside or outside the United States; or selling, issuing or act as an intermediary for open loop stored value devices and payment instruments, or any independent entity that holds or administers a dedicated bank account for fees and payments to creditors, debt collectors, debt adjusters, or debt adjusting agencies in connection with the renegotiation, settlement, reduction, or other alteration of the terms of payment or other terms of a debt.

Required for each fixed physical location representing a licensed Mortgage Broker company offering to originate mortgage loans for Washington residents or secured by Washington property or for the supervisor over underwriters and processors.

Required for any company that for compensation or gain, or in the expectation of compensation or gain: (a) assists a person in obtaining or applying to obtain a residential mortgage loan or (b) holds itself out as being able to assist a person in obtaining or applying to obtain a residential mortgage loan or engages in third party processing or underwriting.

Required for: (1) individuals originating loans for licensed mortgage Brokers and Consumer Loan Companies (2) independent contractor processors representing licensed or exempt Mortgage Brokers and Consumer Loan Companies (3) Individuals originating loans for a Credit Union Service Organizations (4) managers directly supervising WA MLOs or underwriters and processors

To allow the operation of a state chartered mutual or stock savings bank.

Allows the offer or sale of any securities in an offering that is registered federally and that is not of a federal covered security or an exempt securities offering.

Allows the offer or sale of securities in Washington State in an offering that is not registered federally and that is not of a federal covered security or an exempt securities offering.

To allow a securities salesperson to transact business in the State of Washington. Any individual, other than a broker-dealer, who represents a broker-dealer in effecting sales of securities.

To allow a securities salesperson of an issuer to transact business in the State of Washington. Any individual, other than a broker-dealer, who represents an issuer in effecting sales of securities.

To allow a small business 7(a) lender to do business in the State of Washington.

To allow the establishment and operation of tax refund anticipation loan facilitation in Washington State. Businesses providing tax refund anticipation loans.

Allows the operation of a state chartered trust company.