Industrial Insurance (workers’ compensation) is for work related injuries and illnesses, and pays for approved medical, hospital, and related services essential to an injured worker’s treatment and recovery. It also provides partial wage replacement for injured workers who are temporarily unable to work.
Employers are required by Washington State law to carry Industrial Insurance (workers’ compensation) for employees. In return, the employer ordinarily cannot be sued for damages if a work-related injury or illness occurs.
Some types of employments are exempt from the Industrial Insurance requirements. Excluded employments include:
Self-insurance is an alternative to Industrial Insurance in which the employer is responsible for paying all appropriate benefits to the injured worker. The Department of Labor & Industries (L&I) oversees the program to ensure employers provide benefits properly. You may qualify for self-insurance if your business:
|State tax registration||$0|
|Registering your business name as a trade name||$5|
|Business License Application fee||Variable fee|
Add a state endorsement to your business
Apply for a new business license
Setting up your business licensing and tax account
How to add a state endorsement
Complete the licensing requirements above and mail to: